Today I am going to talk about the importance of getting your ducks in a row for an, god-forbid, unseen circumstance so your family is taken care of. Yes, this may not have anything to do with health, or does it… Knowing that your family is going to be okay financially is huge peace of mind, so I feel like that IS part of a healthy beings lifestyle.
This all started a few years ago. We nailed down who would take our only child at the time if something were to happen to my husband and I. However, things have changed and we need to make sure this arrangement is still okay with the other couple. We have a will made out but we need to have it notorized to make it legally binding. First, we need to speak with our friends who will take on this responsibility if need be (man it’s one of the hardest things trying to pick a couple for this worst case scenario) and then we just need to get the paperwork signed.
A few months ago, I was invited to a class put on by my chiropractor refarding financial planning, specifically for women. I’ve always been a budgeter, especially since having kids and not working full-time anymore, it’s even more important to know exactly where my money is going and if we are over spending. My husband and I went in and talked with the lady who did the talk a few days after I heard her speak and I knew that I needed to get this lined up as well. I’m so glad that I did, because I felt very overwhelmed prior to, thinking that getting out of my debt I’ve racked up with my business and then not having consistent clients and then cutting my hours even more after our second child. After we talked with her though, I know that our financial goals are attainable as long as we keep on track. We have big goals in life and I want to see them through with no regrets. Life is here to be fun, not to worry or work all the time (unless work is your thing… then have at it!). With that being said, here are my goals for our future to remind me why I need to stay on track.
Goals for my families future:
-Buy land and own a small farm with livestock and a garden
-Travel to Europe with my husband someday, and maybe the kids
-Live in an RV for 6-12 months traveling the USA with my family in about 5 years
-Go on a tropical vacation with my husband for our 10 year anniversary (this is just a little over a year away!)
-Be able to retire in my mid 50s
These are some of my big goals. What are yours? Do you think they are doable? Do you feel like anything is stopping you?